{"id":533,"date":"2018-12-31T15:04:25","date_gmt":"2018-12-31T15:04:25","guid":{"rendered":"https:\/\/mattersgraph.com\/?post_type=insight&#038;p=533"},"modified":"2026-04-09T01:34:19","modified_gmt":"2026-04-09T01:34:19","slug":"a-practical-commercial-diligence-approach-to-assess-the-risk-of-artificial-intelligence-ai-disruption","status":"publish","type":"insight","link":"https:\/\/mattersgraph.com\/es\/insights\/a-practical-commercial-diligence-approach-to-assess-the-risk-of-artificial-intelligence-ai-disruption\/","title":{"rendered":"021: Un enfoque pr\u00e1ctico de diligencia comercial para evaluar el riesgo de disrupci\u00f3n por inteligencia artificial (IA)"},"content":{"rendered":"<div  class=\"theme-block wp-block-group is-style-pull-left is-layout-flow wp-block-group-is-layout-flow\" ><p  class=\"appear-on-scroll is-style-intro wp-block-paragraph\" >El impacto de las aplicaciones en constante expansi\u00f3n de la tecnolog\u00eda de IA<sup data-fn=\"41c9ac16-1074-4d18-a23c-ef0d0aa779e4\" class=\"fn\"><a href=\"#41c9ac16-1074-4d18-a23c-ef0d0aa779e4\" id=\"41c9ac16-1074-4d18-a23c-ef0d0aa779e4-link\">1<\/a><\/sup> Esto ha generado inquietud entre muchos inversores respecto a los negocios tradicionales basados en mano de obra humana, desde servicios profesionales y t\u00e9cnicos hasta empleados administrativos.<\/p>\n\n<p class=\"appear-on-scroll wp-block-paragraph\">La sostenibilidad de estas empresas es un tema complejo y dif\u00edcil de evaluar. Sin embargo, se complica a\u00fan m\u00e1s por los intrincados an\u00e1lisis que muchos consultores han propuesto para evaluar el impacto de la IA, como la disponibilidad de datos, la existencia y la rigidez de las reglas en un proceso o sistema, etc. Estos marcos conceptuales dan pie a excelentes libros, como el galardonado *La segunda era de las m\u00e1quinas* (de Erik Brynjolfsson y Andrew McAfee), pero son pr\u00e1cticamente imposibles de aplicar en la pr\u00e1ctica, necesaria para llevar a cabo la debida diligencia en la adquisici\u00f3n de una empresa objetivo u otra inversi\u00f3n real. Si bien el continuo avance de los innovadores sistemas de gesti\u00f3n de la vida basados en transformadores (ChatGPT, Gemini de Google, etc.*) preocupa a todos, desde los representantes de atenci\u00f3n al cliente hasta los inversores principales, por la posible disrupci\u00f3n en sus puestos de trabajo, a\u00fan se requiere un esfuerzo enorme para generar resultados precisos y consistentes a partir de la IA. Por lo tanto, abordar el avance de la IA es importante y factible.<\/p><\/div>\n\n<hr  class=\"appear-on-scroll wp-block-separator has-alpha-channel-opacity\" \/>\n\n<p class=\"appear-on-scroll wp-block-paragraph\">Entonces, \u00bfc\u00f3mo se debe evaluar la probabilidad de una disrupci\u00f3n tecnol\u00f3gica de manera pr\u00e1ctica? Cuando se le pide a GRAPH que eval\u00fae el riesgo de una disrupci\u00f3n por IA, analizamos las siguientes siete preguntas (que, en realidad, no han cambiado sustancialmente en los \u00faltimos ~5 a\u00f1os):<\/p>\n\n<p class=\"appear-on-scroll wp-block-paragraph\">Evaluar la naturaleza de la raz\u00f3n de ser de la empresa:<\/p>\n\n<ol start=\"1\"  class=\"appear-on-scroll-children wp-block-list\" >\n<li>\u00bfCu\u00e1les son las actividades espec\u00edficas que generan valor desde la perspectiva del cliente? Enum\u00e9relas y def\u00ednalas con el mayor nivel de detalle posible.<\/li>\n\n\n\n<li>\u00bfCu\u00e1l es la naturaleza del problema que se est\u00e1 resolviendo? \u00bfEs un problema profundo o general?<\/li>\n\n\n\n<li>\u00bfQu\u00e9 consideran los clientes como una soluci\u00f3n &quot;suficientemente buena&quot;?<ul  class=\"appear-on-scroll-children wp-block-list\" >\n<li>\u00bfQu\u00e9 importancia tiene la calidad para los clientes? \u00bfQu\u00e9 diferencias perciben los clientes entre las soluciones 80% y las soluciones 95% o 100% disponibles en el mercado?<\/li>\n\n\n\n<li>\u00bfQu\u00e9 porcentaje de actividades o de finalizaci\u00f3n de una actividad en particular considerar\u00edan los clientes generalmente como &quot;suficientemente bueno&quot;?\u201c<\/li>\n\n\n\n<li>\u00bfExiste alguna evidencia de que los clientes est\u00e9n cambiando a una soluci\u00f3n &quot;suficientemente buena&quot; en \u00e1mbitos similares?<\/li>\n\n\n\n<li>\u00bfQu\u00e9 grado de regulaci\u00f3n existe en este espacio?<\/li>\n\n\n\n<li>\u00bfSe enfrentan los clientes a una creciente presi\u00f3n competitiva u otras fuerzas econ\u00f3micas y, de ser as\u00ed, existe un v\u00ednculo amenazante entre esta creciente presi\u00f3n competitiva y la soluci\u00f3n actual que se considera &quot;suficientemente buena&quot;?<\/li>\n<\/ul><\/li>\n<\/ol>\n\n<ol start=\"4\"  class=\"appear-on-scroll-children wp-block-list\" >\n<li>\u00bfExisten actualmente aplicaciones que realicen alguna de esas actividades? \u00bfCu\u00e1les?<\/li>\n\n\n\n<li>\u00bfExisten plataformas que (de aplicarse) podr\u00edan llevar a cabo alguna de esas actividades? \u00bfCu\u00e1les?<\/li>\n\n\n\n<li>\u00bfCu\u00e1les son las dependencias para la aplicaci\u00f3n y\/o la tecnolog\u00eda de la plataforma? Las limitaciones t\u00edpicas incluyen la necesidad de procesamiento en la nube (en lugar de en el borde); datos con formato espec\u00edfico; la necesidad de grandes cantidades de datos para el entrenamiento; y ciencia de datos e ingenier\u00eda personalizadas para cada instalaci\u00f3n.<\/li>\n\n\n\n<li>\u00bfQui\u00e9n respalda las aplicaciones y plataformas? \u00bfLa inversi\u00f3n en I+D se cuenta por miles, millones o miles de millones para cada actividad?<\/li>\n<\/ol>\n\n<p class=\"appear-on-scroll wp-block-paragraph\">Al reflexionar sobre estas siete preguntas, el grado de amenaza inmediata deber\u00eda quedar mucho m\u00e1s claro. Tenga en cuenta que en los sectores con baja regulaci\u00f3n, las tecnolog\u00edas han pasado de la plataforma a la aplicaci\u00f3n y a la adopci\u00f3n en tan solo 2 a 5 a\u00f1os; en los sectores con alta regulaci\u00f3n, las tecnolog\u00edas suelen tardar m\u00e1s de 10 a\u00f1os en completar el mismo recorrido.<\/p>\n\n<p class=\"appear-on-scroll wp-block-paragraph\"><em>*Este art\u00edculo se actualiz\u00f3 en 2024 para incluir plataformas como ChatGPT y Gemini de Google.<\/em><\/p>\n\n<div class=\"wp-block-theme-blocks-footnotes appear-on-scroll is-style-pull-left\"><div class=\"block-label\">Notas a pie de p\u00e1gina \/ Fuentes<\/div><div class=\"block-footnotes\">\n<ol class=\"wp-block-footnotes\"><li id=\"41c9ac16-1074-4d18-a23c-ef0d0aa779e4\">1. <em>La IA es un t\u00e9rmino que muchos CIM han definido de forma extremadamente amplia y corre el riesgo de perder su significado. GRAPH define la IA como servicios de desarrollo o aplicaciones terminadas con la capacidad de (a) razonar sobre datos no estructurados; (b) modelar inferencias no lineales; (c) autocorregirse y mejorar peri\u00f3dicamente; y, por lo general, (d) conectar los modos de comunicaci\u00f3n tradicionales.<\/em> <a href=\"#41c9ac16-1074-4d18-a23c-ef0d0aa779e4-link\" aria-label=\"Saltar a la referencia de la nota al pie 1\">\u21a9\ufe0e<\/a><\/li><\/ol>\n\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>El impacto de las aplicaciones cada vez m\u00e1s extendidas de la tecnolog\u00eda de IA genera inquietud entre muchos inversores respecto a las empresas tradicionales basadas en mano de obra humana, desde servicios profesionales y t\u00e9cnicos hasta empleados administrativos. La sostenibilidad de estas\u2026<\/p>","protected":false},"author":[82],"featured_media":0,"template":"","meta":{"featured_image_background_position":"","promoted":false,"promoted-priority":0,"footnotes":"[{\"content\":\"1. <em>AI is a term that has been extremely broadly defined by many a CIM and threatens to lose its meaning.\u202fGRAPH\u202fdefines AI as developer services or finished applications with the ability to (a) reason on unstructured data; (b) model non-linear inferences; (c) self-correct and improve on a regular basis; and typically, (d) bridge traditional modes of communication.<\/em>\",\"id\":\"41c9ac16-1074-4d18-a23c-ef0d0aa779e4\"}]"},"sector":[],"topic":[53,71,70],"audience":[],"insight-category":[146],"class_list":["post-533","insight","type-insight","status-publish","hentry","topic-best-practices","topic-disruptors","topic-resilience-of-the-business","insight-category-diligence-planning","author-jeff-merkle"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>021: A Practical Commercial Diligence Approach to Assess the Risk of Artificial Intelligence (AI) Disruption - Matters Graph<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mattersgraph.com\/es\/insights\/a-practical-commercial-diligence-approach-to-assess-the-risk-of-artificial-intelligence-ai-disruption\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"021: A Practical Commercial Diligence Approach to Assess the Risk of Artificial Intelligence (AI) Disruption - Matters Graph\" \/>\n<meta property=\"og:description\" content=\"The impact of constantly expanding applications of AI technology has many investors nervous about traditional human-labor-based businesses \u2013 from professional and technical services to administrative clerks. 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